PATHWAY 02 — BUILDING YOUR WEALTH
Saving consistently is progress. Knowing where it leads is a plan.
Mid-career is where contributions, fees, taxes, and time compound into very different outcomes. This pathway explains how to read your current trajectory, and which levers meaningfully change it.
Start here
The quick explanation
The quick explanation
Why steady saving can still leave a retirement-income gap
A short explanation of how contributions, fees, and taxes decide where your current trajectory lands.
1:26
What you'll learn
Your contribution rate, not market timing, is the lever you actually control.
Fees and tax treatment can quietly separate two identical savers over decades.
Diversifying how savings are taxed can matter as much as diversifying what you own.
Understand the strategy
See how the strategy works
The full overview
How the strategy is designed to change the trajectory
A deeper look at the levers that meaningfully move a mid-career plan and what each one costs.
1:48
What you'll understand after watching
How a projected retirement balance is estimated from contributions, return, and fees.
Why tax treatment today versus in retirement changes what your balance is worth.
Where a funding gap typically comes from, and which adjustments close it fastest.
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