PATHWAY 03 — PROTECTING WHAT YOU'VE BUILT
Accumulation was the first job. Reliability is the next one.
As retirement moves within sight, sequence of returns, taxes, and withdrawal order start to matter more than raw growth. This pathway explains how a balance becomes dependable income.
Start here
The quick explanation
A balance is not income until there is a withdrawal strategy behind it.
Losses early in retirement do more damage than the same losses later.
Which account you draw from first can change your lifetime tax bill.
Understand the strategy
See how the strategy works
What you'll understand after watching
How withdrawal order and tax rates interact across a multi-decade retirement.
What downside protection is intended to do — and what it costs.
How to judge whether your current plan supports the income you want to age 90 and beyond.
Ready for your numbers?